Protecting Your Home: Understanding Fire Insurance Policies in India

Fire insurance is essential for protecting your home and belongings from fire-related damages.

Coverage Details

• Building Structure: Covers damage to the physical structure of the home.
• Contents: Coverage for household items, furniture, and personal belongings.
• Additional Covers: Optional add-ons like coverage for natural disasters, terrorism, and burglary.

Legal Norms

Standard Fire and Special Perils Policy: Defined by IRDAI, standardizes fire insurance policies to ensure uniform coverage.